The journey of someone who decides to manage their own capital usually follows a predictable, but necessary, script. Initially, the total focus is on securing an emergency fund and understanding the basics of how compound interest works in favor of time. However, as assets grow and the investor gains experience in the market, a natural restlessness arises. Those traditional products, which previously seemed sufficient, begin to appear limited in the face of more ambitious goals or more complex economic scenarios. It is at this stage that the evolution to more sophisticated products occurs.